Terms of use

DRAFT — pending Sait's approval and legal review. Operator details, governing law and contact information must be completed before launch.

Information only

SmartCost Lab provides calculators and explanations for general information. Results are estimates that depend on the figures you enter and the assumptions described on each page. They are not financial, investment, tax, legal, engineering or other professional advice. Check important decisions with a qualified adviser and with your supplier, lender or tax authority.

Accuracy

We work hard to keep formulas correct and reference rates current, and we show the source and period of every default rate. Prices and rules change, and we cannot guarantee that every figure is complete, current or suitable for your situation. [Limitation of liability wording to be confirmed.]

Acceptable use

Please don't attempt to disrupt the site, scrape it in a way that harms its performance, or misrepresent results produced here as advice from SmartCost Lab.

Intellectual property

The site's text, design and code are owned by SmartCost Lab unless otherwise stated. Official data remains subject to its publishers' terms, which are linked from each page.

Changes

We may update these terms. [Effective date and governing law to be set on approval.]